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Payment estimator

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Estimated monthly payment
Total paid over term
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Discuss these numbers

Illustrative only. Actual rates, terms, fees and approval depend on the lender and your circumstances. This is not an offer of credit.

Residential & commercial financing

Property financing for where you live and where you work.

Residential mortgages

Potential solutions for buyers and owners.

  • Home purchase financing
  • First-time homebuyer financing
  • Mortgage refinancing
  • Investment property financing
  • Rental property financing
  • Self-employed mortgage solutions
  • Debt consolidation
  • Alternative mortgage solutions
Start your mortgage consultation

Commercial financing

Explore potential financing for business premises and projects.

  • Commercial properties
  • Office properties
  • Retail properties
  • Industrial properties
  • Mixed-use properties
  • Owner-occupied properties
  • Investment properties
  • Construction
  • Refinancing
Commercial financing consultation

Business loans

Financing for every stage: start, buy, grow, operate.

Starting

Business setup and qualifying startup costs.

Acquiring

Purchasing an existing business.

Expanding

New locations, equipment, renovations and growth.

Operating

Working capital and qualifying operational needs.

Talk to a business financing consultant

Canada Small Business Financing Program (CSBFP)

The CSBFP helps eligible Canadian small businesses access financing through participating financial institutions. Under current program parameters, eligible borrowers may access up to $1.15 million, subject to program rules and lender approval.

Potential eligible purposes

  • Commercial real property
  • Equipment
  • Leasehold improvements
  • Certain intangible assets
  • Working capital
  • Other eligible expenses

EduFin can help with

  • Program information
  • General eligibility discussion
  • Financing needs assessment
  • Documentation preparation
  • Financing strategy
  • Application coordination

Book CSBFP consultation

CSBFP loans are provided through participating financial institutions. EduFin does not approve or guarantee CSBFP financing.

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Lines of credit, refinancing & consolidation

Flexible access to funds and cleaner monthly numbers.

Personal line of credit

Potential solutions for qualifying needs.

  • Debt consolidation
  • Major expenses
  • Home-related expenses
  • Cash-flow needs
  • Other personal financial requirements
Explore personal LOC

Commercial line of credit

For qualifying businesses needing flexible access to funds.

  • Working capital
  • Inventory
  • Operating expenses
  • Cash-flow management
  • Business expansion
Explore commercial LOC

Refinancing solutions

Explore potential refinancing options for qualifying properties and business financing.

  • Residential properties
  • Commercial properties
  • Investment properties
  • Business financing
Discuss refinancing

Debt consolidation options

If you're managing multiple qualifying debts, consolidation may be one potential strategy. We help you explore available options based on your circumstances.

Discuss your options

Investment, expansion & alternative financing

When the standard route doesn't fit, there are other routes.

Investment & real estate financing

Explore potential financing for qualifying assets.

  • Rental properties
  • Investment properties
  • Commercial real estate
  • Real estate acquisitions
  • Refinancing

Business expansion financing

Grow with the right financing strategy.

  • New locations
  • Equipment
  • Renovations
  • Inventory
  • Working capital
  • Business acquisitions
Discuss business expansion

Alternative financing solutions

When traditional financing may not fit your circumstances.

  • Alternative mortgages
  • Private financing
  • Bridge financing
  • Equity-based financing
  • Investor financing
  • Self-employed financing
  • Equipment financing
  • Construction financing
  • Franchise financing
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Your situation is unique. Your financing strategy should be too.

We take the time to understand your goals, financial circumstances and financing requirements before discussing potential solutions.

1Understand
2Assess
3Strategize
4Apply
5Fund